Project financing
You can finance the project through a transaction account, credit and debit cards and operational leasing.
Operational leasing (legal entities)
It is no longer necessary to spend all your saved money to buy new hairdressing, cosmetic or wellness equipment, as well as accessories! From now on, you can easily rent hairdressing, cosmetic or wellness equipment; hairdressing chairs, pedicure chairs, head washers, air conditioners, sterilizers, hair dryers, hand dryers, irons, hair clippers, curlers...for 12 to 60 months. The minimum value of the equipment/accessories is HRK 10,000 including VAT and is obtained by adding up all devices or equipment on one account.
WHAT ARE THE ADVANTAGES OF RENTING
- Rents are treated in accounting as 100% expense and not as a liability.
- You do not reduce the liquidity and creditworthiness of your company or trade and you do not worsen the credit rating.
- Without participation in financing, (0% participation).
- Fixed rent in HRK (without currency clauses, etc.)
- No change in financing conditions, no currency clause, fixed in HRK.
- It is not necessary to take out an insurance policy.
- The cost of processing requests is free of charge for amounts up to HRK 43,750!
- You pick up the goods immediately (if they do not have to be ordered separately, such as headboards, chairs, etc. in accordance with the terms of the offer)
HOW TO HIRE EQUIPMENT
Simply! Documentation for the assessment of creditworthiness is not required for companies (doo or jdoo), only if you are a trade, then we only need 3 documents.
An authorized person with only the company stamp and only with an ID card chooses the equipment or accessories he wants to rent and that's it! The decision on financing is made within the same day for amounts up to HRK 187,500. When financing is approved, an operating lease agreement is signed (no notarization of the agreement is required) and you pick up the accessories/equipment immediately or when delivery is agreed upon in accordance with the terms of the offer.
Do not tie up your precious savings in equipment - invest in business development!
ADVANTAGES
- Putting creditworthiness into the function of money. Make money work for you.
- Don't have enough funds to finance the entire project? Finance part through leasing and part through your own funds. Furnish the salon as you wish.
- Without burdening the balance sheet and keeping long-term assets.
- Without financing costs up to HRK 43,750.00.
- No currency clause. Fixed agreed installment (rent).
- Low purchase value or the possibility of re-renting after the end of the first contract.
Credit/Debit cards (online)
| Card | Publisher | Installments |
| Diners | Erste Card Club | 24 |
| Discover | Undefined | 1 |
| Maestro | PBZ Card | 12 |
| Maestro | Erste Card Club | 12 |
| Maestro | Zagrebačka Banka | 1 |
| MasterCard | PBZ Card | 1 |
| MasterCard | Erste Card Club | 12 |
| MasterCard | Zagrebačka Banka | 24 |
| Visa | PBZ Card | 12 |
| Visa | Erste Card Club | 12 |
| Visa | Zagrebačka Banka | 24 |
Credit cards (POS, Consumer credit)
| Card | Publisher | Installments |
| Diners | Erste Card Club | 25-36 |
| Visa | PBZ Card | 24-60 |
| Visa Business | PBZ Card | 3-24 |
| Master Card | Zagrebačka Banka | 13-24 |
| Visa | Zagrebačka Banka | 13-24 |
*If you choose to pay by card, the price on the offer is increased only by the amount paid by card. Diners 1-60 installments (+6%); PBZ VISA 1-6 installments (+4%), 7+ installments (+7%); ZABA 1-12 installments (+6%), ZABA 13-24 installments (+8%).